home owners insurance

[Tyme2fish]

I'm not sure if this will help, but I have all policies with the same carrier. I don't care what policy the carrier uses, but I should be covered in the event of a loss. Notice I said "should be."

However, I'm sure the carrier will bill me for the highest deductible policy coverage.

[Embrey]

told me the same thing when an atv got stolen. funny thing, its not licensed. they still dont cover it. its just a big money game. whos idea was it to invent insurance anyway. its mostly all a joke

[stratosjoe]

Could not agree more I say with tongue in cheek



1998 Hail storm totaled a 2 week old suv , the entire roof of my house and garage $67,000

1991 Father passed away $28,000 life insurance to bury him and pay final med bills

1990 Wife had Breast cancer one radical mastectomy god only knows what the bill was ours liability $225.00
1997 Wife had cancer return another major operation our liability 0.00

1999 I had Prostate cancer in hospital 3 days over $75,000 our liability 0.00

Man I hate paying those damned premiums too but anyone of these would have done us in financially.

Go to your agent spend 30 minutes tell him you want to go over whatifs. If you don't I promise you you will regret it. look into umbrella policies or personal articles policies covering tackle ,electronics in garage or at motel , wherever.. ok I am getting off my pulpit now I feel better, pressue going back down I will be one with the fish (like Rick Clunn) pretty quick

[zx150]

Tell them you are going to report them to the insurance commissioner. I don't know what the guy does or who he is but WOW. Just mention that and they will fall into place.

[mhall]

That should be covered he's all wet, do what Ryan said, jack him up, he snap to it, he;s wrong. I have boat insurance beside the house deal.

[know1]

I think most insurance - particularly health insurance - is a big scam. I have it and treat it like a necessary evil, but that doesn't mean I like it.