Quote Originally Posted by kydonky View Post
Wow!! exempt medicals bill from bankrupcy. Pretty cold. How bout if you do not have health insurance or pay cash up from you don't get in. This would surely shorten the lines and waiting times.

I don't see how this system has even changed in the last 12 months. I went to my Dr in Dec....no change. He accepted my insurance, gave me a checkup, prescribed medicine for strep infection. So this Adm. broke the system????

If you have insurance now how are you paying more. Say your premium went up this year? well it has gone uop every year for the last 25 years with or without health care reforms.

The whole process of insurance is that groups share risks. Since we do not deny care to those without insurance the cost is spread with those that pay, those thsat do not pay and those insured.

So given a chance health reforms may satiblize costs. With the risks spread more evenly insurance will be more afordable. Listen to the insurance actuaries they will tell you the wider a risk is spread the more stable the plan and the lower the premium.

Malpractice lawsuits are not to blame and limiting malpractice claims will only furter help insurance Industry. Talk about government medeling!!! Taking a resonsibility out of the hands of a jury to a regulation!!. One of the reasons we get good health care is the threat of suit if it is performed neglegently. So lets see hospitaly tags wrong arm for amputation and as a result we fine them $100.00 and ask they be more careful.

Lets just let insurance cancel you the day after you have a catotophic diagnosis. No Govenment medeling. May as well scrap all banking regulations as this is also government medeling too.

Its too early to panic as you seem to be. If problems surface with these reforms they can be amended/changed. Has a lot of good ideas, I for one am hoping some take hold and work as they are intended.
I'm not the type to panic. That is unless panic is defined as the belief that the federal government has by far overstepped the bounds of the United States Constitution.

Come on man, you have to read what I wrote. Exempt NON catastrophic medical bills from bankruptcy IF you make 50k or more. If you have the means to pay, you can't roll over on routine medical bills. Not cold...pragmatic.

Malpractice lawsuits need to be examined. For example, if like a person California once did, you can sue and win millions because your ESP powers were destroyed by a cat scan, there may be a problem.

The real drain is tort lawsuits. Reform is badly needed there. You can't turn on the TV these days without seeing an ad by some group of tort sharks getting filthy rich off a class action lawsuit. Drug companies have zillions built into the cost of every drug on the market so they can feed the swarms of tort lawyers swimming around out there. Reform here is not likely, seeing as how the overwhelming majority of politicians are lawyers.

Anyhow we can civilly agree to disagree. It appears you want big government, and I don't.