Fell in about 6 years ago fishing with my son one of warmer days in Feb. Had motor issues, and a dead battery in unexpected 30mph winds. I fell in while paddeling and by the time I came back up the boat was 10 yards away, and getting further by the second. With layers of clothes on and coveralls on top of that I was having trouble keeping my head above water. All I remember is thinking "It was over for me" then I remember seeing my son in the boat and the look on his face, and somehow by the grace of God I made it to the side, and was able to hold on until I drifted close enough to touch bottom. If you have never been in water that cold, for an extended amount of time. When you get out, rather than being cold, it feels like your body is on fire. Don't think it can't happen to you, it happens in a matter of seconds. We had somebody watching over us that day.