I would rather be neteured than live in an area with an HOA! I think I am smart enough to take care of my business without some nosy neighbor telling me what I can and can't do, and I dang sure would not want to be one of those people that tell you what you can do with your property. Plus, I tend to think that "lowering property values" is just a way for some ******* to try and force you to do what they want.