I got an idea to help the economy and homes sales market.

Along with giving folks a break who own a home, give us a tax break so we can afford to buy a new one. I file an affadavit with my taxes stating an intent to buy within the next 12 months, and Uncle Sam sends me a check for say 10% of what I reported as income for the year. If I buy within the year, the validation is the fact that I claim either a new address or a tax credit for the interest paid. If I don't buy in that 12 month period, the money I got converts to a loan with a 5 year payback at market rates until I do buy, and then Uncle Sam sends me back a check for what I made in principal payments, but keeps the interest.

Makes sense to me.