A boat is a hole in the water you sink your money in. Save your money avoid the payments.

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Hey guys, title says it all really. I want a fishing boat very badly. Yes, im only 16 but im just curious to know if its possible for me to get one. So that being said, i have a few questions.
1. Whats a good boat thats affordable? I love to catfish, i would like to be able to take it out on the ohio, and bass fishing is also what i do. Basically anything.
2. How do the payments work?
3. Is it possible for me to get one? Ill provide some extra info just below.
I work on saturday mornings from about 6-2pm sometimes 4. I also work sundays. I get paid around 10 dollars a hour, regular checks weekly and NO TAXES. Thats about 160 dollars a weekend. Sometimes more.
Tbh i just dont know jack about boats. lol
A boat is a hole in the water you sink your money in. Save your money avoid the payments.
completely agree with coombro....don't go into debt over a boat...you can find you a pretty nice little rig for around 5000....save your money until you can afford it then buy it...before you go putting all your money into a boat make sure you also have the funds for additional costs that go with a boat (gas, oil, maintenance, and all the other stuff that will go wrong with a boat)
how are you going to tow the boat
get a friend with a boat. Or get a fishing kayak or a canoe.
I agree with the above.
#1. Don't get into payments at 16 years old.
#2. Find a friend with a boat (and boating experience) and go with them a few years. (Preferably a friend that is no longer a teenager. Someone that will let you go with experience and maturity). Learn the ins and outs to SAFE boating.
#3. You can buy a small boat for small lakes to go out fishing. I started out in a 14' V-bottom, and I didn't get it until I was in my 20's.
Get a kayak, canoe or a small flat bottom 12-14 jonboat around $500. You can get a used trolling motor for around a 100 bucks. Don't go in debt with a loan, too young. Look on Craigs list for all of the above.
Bassky
Find another hobby.
Honestly, DO NOT get in debt over a fishing boat. It is very expensive to be out on the water these days (gas/oil). If you go to the lake for the day you can expect to pay $100 in gas just towing your boat to the lake and whatever riding you do. Buy a float tube and some waders and fish creeks. That's what I thought about doing the last time I pumped $145 in my boat fuel tanks![]()
I am not sure but you may be required to take the boating course. Even if you aren't I recommend it.
Do what Ive done. Save 400-500 up and get yourself a 10-12' jon boat and buy a minn kota 40lb thrust and 2 good marine batteries and catch fish. I still fish mine everywhere. Plus, you can haul it in your truck (if you have one) and dont even need a trailer. It will make you a heck of a better fisherman too.
If you go this route I think you will look back and be glad you did when you are paying student loans off in a few years![]()
I agree with the payments DON'T DO IT!!! But I do understand wanting a boat so.... You doo need to save and buy something decent ana an old boat may seem cool because you get a boat but the headaches involved not knowing anything about boating can cause you to have a good sized yard ornament. That being said you may want to look at the tracker style aluminum boats to start out on, find the model you like and set your mind to owning one - do your research on the average costs to buy one so you don't get taken at buy time and save the money till you can get it. If you try hard enough you will find extra things to make money to go with you already have coming in. And a another good question "what would you tow it with?" got to have that answered before you can even think of buying one.
The main reason guys will tell you about the payments are that you have a lot of life left that you will get to make payments towards stuff and to be tied down at 16 is tough. Also the best thing about having one paid for is if you watch it sit all winter it isn't costing you anything - nothing worse than making a payment on something you have to store for 4-5 months a year.
I agree with most of the posters here, don't get yourself tied up with a payment.
I just bought my first boat, it is a 10' foot Pond Prowler with 2 seats, trolling motor, removable storage box that can serve as a live well, utility trailer, anchor, and couple of life jackets. It set me back about $1100, but I paid for it outright because I cut alot of grass and cleaned out alot of foreclosed houses last year. I've used it last Friday night for the first time, and had a good time on a farm pond.
Maybe in a few years I'll work my way up to a 14 foot tracker with a 40hp engine for the bigger lakes, but I need to start saving now. Trust me you'll get more satisfaction and have more fun if you save up your money and buy it outright. Not only will you enjoy it more when you're fishing, but you'll also have a sense of accomplishment knowing you didn't have to get in hock over it.
