I feel your pain. I didn't even submit a claim to be screwed. I got a ticket going down to the big lakes a couple of months back. I was doing 80 on WK Parkway and got pegged - 10 over. Pretty minimal ticket in my book on the wide open WKP. My insurance company caught wind and sent me a notice that they were raising my rates $400 dollars. Ouch. After looking closer the actual change was nearly $1000 per year -- the $400 was immediate and on the next bill they wanted the additional coin. Dropped them like a bad habit and went to KY Farm Bureau. I understand with all of the fraud why insurance companies are careful but this kind of crap is for the birds - a 30% increase for a minimal ticket with a company in which I had never filed a claim...

kc