Originally Posted by
lilmule
Unless one has a new boat kind of a waste with full coverage as pro rated,for years carried full coverage on a 1985 373v ranger,the payoff wouldnt have boght a decent motor let alone another pristine boat.
I do fish T and 300k is a requirement,I cover the other guy running an allison 2002 with a 140 insurance is but about 100 bucks a year,does not cover me for hitting a log,so one is a tad more carefull.
Studies indicate any boater that has accidents is more prone to repeat same accidents-example guy has a collision in 2009,had one again in 2010 but killed someone.This did happen nearby.
Studies also indicate if not new not required and you arnt using full coverage,having to pay for mistakes you actually make less of them.
Thus why insurance companies raise when it hits the fan.
I sign a waiver prior to going out with a boater,yet if I knew the guy ever had a collision id sit it out and be out entry fee.
Are you positive it wasnt that sandbar that sticks out all the way across almost just prior to rich creek.Yatesville was always one of my favorites.
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