I owned a small construction company for 20 years until I was forced to close shop in 2006 due to the housing slump, at the peak I had 15 employees and I always carried a group insurance plan that had reasonable rates due to being a member of local,state,and national trade organizations.Our workers comp plan was with Ky AGC-SIF as well which is the Association of General Contractors Self Insured Fund,which gave lower rates as well.
Over the years my family rarely used our health insurance except for kids immunizations,etc., both my wife and I are like Tim T,we are in our 50's,I need reading glasses,the hard physical work I do is taking a toll on my body,my wife has a fairly physical job as well and at the time in our life when we need the insurance to help with costs,our employers/their insurance companies are raising rates ridiculously and cutting our benefits.
I have survived the recession we've been in somehow even going through a year long layoff,but this health insurance thing may be the straw that breaks the camels back.It's enough that Gas,Food,Utilities,are higher than ever,now it will be tough to take care of our health if something big happens.Never mind all the money I've paid into social security and medicare that I'll likely never see a dime of,never mind that I've worked my whole life and paid my share of taxes (not without complaints mind you),never mind that our wages have not been consistent with inflation.
I tell you what,let me quit paying taxes to every local,state,and federal govt that sticks their hand out and I will be able to pay my families own health cost,they continue to let millions of illegal immigrants enter this country and guess who is paying for them?
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