I don't fish Destin or Ft Walton but have made a fall trip to Panama City Beach most years since the mid 1980's.Usually don't take a boat but do at times to fish the bays and near shore.Stayed 2 weeks this fall at FT.Pickens and two weeks at St. Andrews State Park.Spent two weeks last April in Panama City Beach pier fishing,caught a lot of fish,had a good time.Destin is a great place to go with a smaller boat because of the good offshore fishing being so close,must try it sometime.
Jake