Quote Originally Posted by kydonky View Post
I think there may be some confusion on how gains are taxed.

First of all you are not taxed twice on investments. So you invest $1000.00 of funds you have worked for and paid tax on. This investment matures to a value of $1500.00. You pay gains on $500.00, not $1500.00. Your $1000.00 is not taxed twice. Currently gains are taxed at 15% no matter how much your return. Your wages on the other hand may be taxed at a rate as high as 35% + FICA (7%) and local tax.
OK.....I had a misconception....thanks...that makes more sense and seems fair.