Health insurance started out as a way that companies could intise folks to the job. The insurance was a tax free benifit, so the employee was in effect at a higher pay scale. At least that is what I remember from a few stories that I've read on it over the years.
As for why insurance, I like the fact that I get health insurance through work. Larger pool of people, so the rates are lower. Employer also covers a chunk of it, so cheaper for me.
Gov't isn't suggesting that the employer provide the service. Missed the news briefing at noon today. Sounds like Obama is backing down on what was first suggested.
Andrew




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