Well you just described the toughest condition we all face. Cold, high muddy water is the worst, sometimes dynamite might not even work.

Fish black or purple, ''Very dark'' colored jigs. Dark colors show up better in muddy water than anything else. Pick apart cover when fishing these jigs. Bass relate tight to cover in these situations and bumping and thumpin around in his lair will draw a strike. Rattles on the jigs also help.

Spinnerbaits with big thumper Colorado blades rolled slow will also get you bit. Some guys like chartreuse in the muddy water, blades, skirt head and all being that color. Also blacks with Nickle and gold blades are a good choice. Also hammered or rippled blades create more vibration.

Lipless cranks will rattle in a few bass for you to. Again colors are varied but darker colors are more visible..