I went through the Ky course a couple of years ago. The discount on Insurance did not amount to much but it was a discount.
I too learned quite a bit from it even after boating for 40+ years. Learn as much as you can about the bouy's. They are placed in KY waters. The danger bouy's can warn you of rock bars, submurged obsticals.
It's well worth the price of admission, free if you do not care about receiving the certification.




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