Originally Posted by
know1
The problem is our reliance on insurance in the first place. That's what has caused this mess.
And who could blame us when businesses started offering it as a benefit? And later when it became too expensive to pay all of it, they still remove it from our check before we get it so it's less painful
If I'd been given all the money that my employers have spent on MY health - and it's stupid to put our health in the hands of someone else anyway - then I would have bought a high deductible policy, paid for most all routine things with cash, and put the rest into my own healthcare fund. I'd be willing to bet I'd have a few hundred thousand dollars socked away right now.
Most of our healthcare money is going to fund the profit, fraud and bureaucracy that is the health INSURANCE industry which we've allowed to become pervasive.
(And I'm not advocating letting poor people go untreated or die. The problem is that our system makes almost everyone a "poor people" if they don't have insurance. In other words, the number of people that can't afford health care is way out of proportion to the economic makeup of our population...and it's due to our reliance on health insurance)
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