If it were only that simple no one would buy health insurance. Would you be able to pay for a quadruple bypass out of pocket?
To accumulate enough cash to cover medical cost for a lifetime you would have to save from the time you are born and hope you do not have any expenses for the first 50 years.
I don't think you understand the basic pricipals of insurance.
The principle is to spread the risk. The larger the risk is spread the lower the cost per person.[
Everyone uses health care but only 40% or so purchase health coverage.
This blog talks about freeloaders all the time. What is the difference in receiving food stamps and healthcare.
One difference is that for humanitarian reasons no one is refused health care in life threating situations.
I think it is time everyone pays the fair share.
Now Pappa Johns is a very big and profitable company. #1 im am surprized that they do not offer corporate employees health insurance (this is how the CEO presented his argument, that to provide health insurance would ^ cost of pizza). #2 the vast majority of franchise holders have fewer than 50 employees and those that do have over 50 employees simply have to "offer" health coverage that can be part of the total compensation for the employee.




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