Quote Originally Posted by eddie_m View Post
First, the best pizza is at Papalino's in Louisville.

Second, I pay the worker's comp bills for a huge employer in Louisville. Every bill is written down by the worker's comp insurance company to about a third. In other words, if you sprain your shoulder, the hospital charges $24,000 but the insurance company negotiates that down to $7,500. If you have no insurance (self-insured), you get screwed beyond all measure. There's a reason they are building new hospitals with giant chandeliers in the lobby.
See - I think that initial $24K bill is just part of the whole health insurance scam. If they were willing to accept so much less, then they should be willing to accept that from a person paying in cash. Especially since they don't have to deal with filing insurance, etc.

I think they inflate that initial charge just to scare people into thinking that they need insurance.