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  1. #1
    Join Date
    Dec 1969
    Location
    KY
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    2,057
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    Quote Originally Posted by eddie_m View Post
    First, the best pizza is at Papalino's in Louisville.

    Second, I pay the worker's comp bills for a huge employer in Louisville. Every bill is written down by the worker's comp insurance company to about a third. In other words, if you sprain your shoulder, the hospital charges $24,000 but the insurance company negotiates that down to $7,500. If you have no insurance (self-insured), you get screwed beyond all measure. There's a reason they are building new hospitals with giant chandeliers in the lobby.
    See - I think that initial $24K bill is just part of the whole health insurance scam. If they were willing to accept so much less, then they should be willing to accept that from a person paying in cash. Especially since they don't have to deal with filing insurance, etc.

    I think they inflate that initial charge just to scare people into thinking that they need insurance.

  2. #2
    Join Date
    Sep 2009
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    Quote Originally Posted by know1 View Post
    See - I think that initial $24K bill is just part of the whole health insurance scam. If they were willing to accept so much less, then they should be willing to accept that from a person paying in cash. Especially since they don't have to deal with filing insurance, etc.

    I think they inflate that initial charge just to scare people into thinking that they need insurance.
    I remember back in the day, I cut my finger on a saw blade. had to go to the hospital, no insurance waited in room for doctor about 25 minutes, he came in worked on it sewing it back together, took about 15 minutes. charged 1800.00 dollars, I like to died, I was thinking while he was sewing it up, this little mistake of cutting my finger will cost me a couple hundred bucks. the prices the Doctors charge is why everything is out of control. and you are right about if they can accept a lower bottom line, after all is said and done, they could have charged the lower price to begin with. it's the same way with the new autos, list price 5 to 10 thousand more than what they can sell the auto for. then offer the thousands in discounts or a lower interest rate to get it where it should be priced to begin with.

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