Quote Originally Posted by kygorski View Post
Yes my pension check suffered a 2% that was a raise in insurace. Hurts just the same. As far as taxes, ANYONE who thinks you can balance a budget buy just cutting expenses, give it some thought. I could cut utility bills, use low watt bulbs, wear extra clothes,cook far less, limit vechicle use to only neccesary trips.Cut my cell phone usage, and a few things also. At the end of the month, I'd have a few bucks left. But then thinking I'm going to be doing this for a couple of years to pay for past expenditures, I'd hop into the truck, go down to the liquor store, and buy a gallon of pretty good booze. Because I know that as soon as I amass the cash, I'm going to need to spend a pile to protect it. Great way to live eh? Two constants Death and Taxes.Dont believe it, read the first few lines of Luke regarding Jesus.
That is utter horse ****........

I have two kids in college and the extra expenses associated with that were not "budgeted".

* I cut my fishing trips back by 1/2
* I cut my eating out at work from every day to only friday ( brownbag every other day now)
* I cut my vehicle usage down by working from home 2 days (40% savings on fuel)
* I cut my family budget for eating out from 3 days a week to 1 day a week.
* I cut my visits to BPS to purchase fishing stuff significantly back.

To say you cannot cut back to save money simply means you're either over budgeted, which happens to a lot, or you have ZERO self control and ability to make cuts when necessary.

By doing the cuts above, I'm essentially guaranteeing my daughters will not be carrying debt into their future. Promises I made to them years ago.

Oh yea........I will be doing the above for at least 4 more years.