Quote Originally Posted by GeoFisher View Post
That is utter horse ****........

I have two kids in college and the extra expenses associated with that were not "budgeted".

* I cut my fishing trips back by 1/2
* I cut my eating out at work from every day to only friday ( brownbag every other day now)
* I cut my vehicle usage down by working from home 2 days (40% savings on fuel)
* I cut my family budget for eating out from 3 days a week to 1 day a week.
* I cut my visits to BPS to purchase fishing stuff significantly back.

To say you cannot cut back to save money simply means you're either over budgeted, which happens to a lot, or you have ZERO self control and ability to make cuts when necessary.

By doing the cuts above, I'm essentially guaranteeing my daughters will not be carrying debt into their future. Promises I made to them years ago.

Oh yea........I will be doing the above for at least 4 more years.
It seems only people with jobs are the ones hurting and cutting back.