When I reported what was missing I tried to be as accurated as possible with the insurance company. They did not take anything off for depriciation. I know I had bought alot over the years in large lots at yard sales swap meets ect. so the actual value in todays market is pretty high but then again I think the agent said 90 days to turn in the receipts so I can't shop around to save every nickle like I did in the past. Does anyone know if Cabelas is open in Louisville yet. I feel like my insurance agent did his best to take care of me with this situation. The Boat insurance now I don't feel reel good about but we will see what they come up with. I will give them a full review when settled.