I received a mumbo jumbo letter from my insurance company that I've been a good boy and hadn't made any claims etc.

??

They are going to credit my account so I don't have to pay my entire $6,000.00 deductible "if" I have a claim this year. ????

As near as I can figure, they just thanked me for paying them $10,000.00 a year with no claims and will allow a small discount if I should have a claim that exceeds my deductible.

Well now, ain't that just sweet of them!!!