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  1. #1
    Join Date
    Dec 1969
    Location
    Leitchfield, KY
    Posts
    637
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    Re: Boat Insurance

    I've had nothing but good results from Progressive... The one time I used them...Unfortunately I had to use my insurance. I was on Barren and ran over a floating log coming from the river after a heavy rain. Messed up the whole lower unit, prop, skeg. Called Progressive - they had an adjuster to the shop the next day. The estimate from boat dealership was over $3,000 - as soon as the boat was ready - the agent went and hand delivered the check and I was able to pick the boat up the day it was finished. A $500 deductable is much more managble for me than $3000 - especially when my policy is only around a couple hundred bucks a year. My rates didn't go up.

    My local agent is out of Jamestown - I have had them for auto since I turned 16, but was living in Bowling Green when this happened so a Bowling Green agent dealt with everything.

  2. #2
    Join Date
    Aug 2007
    Posts
    4
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    Re: Boat Insurance

    I have all my insurance with Farm Bureau, You can usually save money by getting your boat, car and home owner's insurance from the same company.

    Ia had 2 claims with mine. Lower unit and a prop. Both paid promptly and the rate didn't increase.

  3. #3
    Join Date
    Dec 1969
    Location
    KY.
    Posts
    373
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    Re: Boat Insurance

    Quote Originally Posted by pastorbass View Post
    I've had nothing but good results from Progressive... The one time I used them...Unfortunately I had to use my insurance. I was on Barren and ran over a floating log coming from the river after a heavy rain. Messed up the whole lower unit, prop, skeg. Called Progressive - they had an adjuster to the shop the next day. The estimate from boat dealership was over $3,000 - as soon as the boat was ready - the agent went and hand delivered the check and I was able to pick the boat up the day it was finished. A $500 deductable is much more managble for me than $3000 - especially when my policy is only around a couple hundred bucks a year. My rates didn't go up.

    My local agent is out of Jamestown - I have had them for auto since I turned 16, but was living in Bowling Green when this happened so a Bowling Green agent dealt with everything.
    Maybe different now but years ago me and my dad had Progressive and let's put it this way....It was a pleasant experience until something happened then they were the most difficult company I have ever dealt with for insurance. I doubt they will ever get my business again. On the other hand, I have all my insurance now with Farm Bureau. I have never had any clains on my boat but I have had a couple on some vehicles and they have been very easy to deal with, very fast to respond and very fast to pay as well. I am very pleased!

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